Will I have to pay my provider before I am reimbursed from my HSA?

Will I have to pay my provider before I am reimbursed from my HSA?: It’s possible. Some states’ law authorizes providers to collect deductible and coinsurance amounts at the time of service, but providers may not deny you treatment if you are unable to pay in advance. If you have crossover, you’ll usually receive your reimbursement before you get a bill from your provider. If you need to make special payment arrangements with your provider or clinic, call the clinic’s business office. Any late charges are your responsibility and while you may choose to pay these fees from your HSA, they are considered ineligible expenses and will be subject to income tax and a 20 percent penalty tax.