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Is my HSA a joint account with my spouse?

Is my HSA a joint account with my spouse?
No. A husband and wife cannot have a joint HSA. Each spouse who wants to contribute to an HSA must open a separate HSA. Dollars cannot be transferred between the HSAs. However, one spouse may use withdrawals from his or her HSA to pay or reimburse the eligible medical expenses of the other spouse, without penalty. However, both HSAs may not reimburse the same expenses.
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