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SelectAccount Production 2

What happens to unfunded HSAs?

What happens to unfunded HSAs?
HSAs that are opened but never funded are not considered active. Unfunded accounts will be closed after 16 months if there hasn't been any activity since it was opened.

Note that expenses that occur prior to HSA activation are not eligible to be paid for by HSA funds, even if the HSA has already been opened. HSAs are not considered active until funds have been contributed to the account.