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What over-the-counter drugs are HSA eligible?
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- What over-the-counter drugs are HSA eligible?
- Over-the-counter (OTC) medicines or drugs except insulin (for example, aspirin, cold remedies, or allergy medicines) are not eligible for reimbursement under an HSA (or medical FSA) unless the medicine or drug is “prescribed” (regardless of whether a prescription is required to obtain the item). Other OTC medical items other than medicines or drugs (for example, bandages or contact lens solution) continue to be eligible.
HSA participants need to make sure they maintain documentation including a prescription for their own records should they be audited by the IRS.